Trust & Security

Your community’s data, treated like it matters

Homeowner associations trust HostedHOA with member rosters, governing documents, and real money. Here is — concretely, not in marketing terms — how we protect them.

Encryption in transit

All traffic to HostedHOA — on hostedhoa.com and on every community’s custom domain — is served over HTTPS, fronted by Cloudflare’s global network. Strict security headers (HSTS, a content-security policy, clickjacking protection) ship on every page.

Passwords done right

Passwords are hashed with bcrypt before they ever touch the database — we cannot read them, and neither can anyone else. Sign-in and password-reset endpoints are rate-limited to shut down credential-stuffing attempts.

Sessions you control

Sessions use signed, httpOnly cookies with built-in versioning: changing your password or clicking “sign out everywhere” instantly revokes every other device’s access — not just the one in your hand.

Two-factor authentication

Every member can protect their account with authenticator-app two-factor authentication (TOTP), with single-use recovery codes for safekeeping. We strongly encourage it for board members and administrators.

Communities stay separate

HostedHOA is multi-tenant with isolation enforced in every database query: each record belongs to exactly one community, and every read and write is scoped to it. One association can never see another’s members, documents, or finances.

Payments through Stripe

Dues and donations are processed by Stripe, a PCI-DSS Level 1 certified payment processor. Card numbers are entered on Stripe’s hosted checkout and never touch our servers — we store only the amount, status, and a reference.

Nightly backups

The database is backed up automatically every night, with backups retained for 14 days — so an accidental deletion or a bad day never becomes a lost year of community records.

Your data is yours

No lock-in, ever. Administrators can download a complete export of their community’s data — members, documents, finances, everything — in open formats, anytime, with one click from the admin settings.

Responsible disclosure

Found a vulnerability? We want to hear about it, and we will treat your report with urgency and respect. Email [email protected] with enough detail to reproduce the issue, and please give us a reasonable window to fix it before public disclosure. Machine-readable details live at /.well-known/security.txt.

We don’t currently run a paid bounty program, but we credit good-faith researchers who report issues responsibly.

This page describes our current engineering practice. It isn't a contractual warranty or a service-level commitment — if you need those in writing for your association, get in touch and we'll talk.

Related reading: Privacy Policy · Terms of Service